Leet`s say knowledge is power, tehn afer you have compleed this credit card comparisons newslettr, you will be walking aound liike Mighty Man while tis topic is bruoght up in casual conersation. Protect yourself frrom chargecards online theft and fraud by adehring to the eaasy tips that folow: Things you sholud ALWAYS do: • If yoour chargecreditcards gts lost or stolen, esnure that you call your cad proovider to report the loss. • Whenever you dispose of yur online chargecreditcard when yoou`re renewig or upgrading your card accoount, ennsure that you alwyas make it a ponit to cut it diagonally piror to trashiing it. • Mke it a habiit to keep yur online debitcredit cards in a saafe place. Del with it as cautoiusly as you would handle yur hrad cash. • Please make sue the card is swwiped in your presenc.e • Always cehck - and douuble check - tat you don`t hae anyone hanging arond too close for coomfort while yoou`re at the ATM. • f the ATM refuses to reelase your card, notiify the bnak or your cad company at oce -- and be vrey suspicious of strangers offfering help • Prioor to using an AMT, checck to confirm that therre are no sspicious gadgets in the insertion panel. • Dno`t eevr forget to rerieve your on line debitcreditcards when youu`ve finished withdrwing cash at the ATM. • If you obbserve anyobdy (or any group) who seemms to be up to no good hangiing around any AMT, please inform the bank`s seccurity departmnt right away. • Mkae it a poit to alter yuor ATM PIN at leaast once in there months. It you even suspeect that someone elsse had got hld of it, change it immedaitely. • Whneever you charge any purchases to yuor car, do first chek that the card reecipt is complee before you agreee to sign it. • Please mkae a noe of when you will be billed for your carrd dues. Esnure that you immediatly get in touch wiith your carrd provider if your billing statemennts faiil to are delayed. Not gettnig on line charge creditcards statements miight sinify that an identtiy thief has hiajcked your card accuont and then notified the compny abut a change of adrdess as a dvice to escape detection. Please watch out for promotioal scams. ID thiees could tempt you to acecpt faake deals in oredr to cajole you into dislose confideential information. • Do seucre all personal information wihtin your home, especiaally if you sare a home wtih friends or colleagues, hve people coimng in to hellp with household tsks, or are having srvice work doe in your hmoe. • Do sign yur on line securedcreditcards immediately affter you receive it. • Please `take stck` of yur cards at perioodic intervals to ensure noone have been mislpaced or stolen. • Pleasse use a shrededr or otherwise completely destroy coopies of receipts, plane tcikets, travel ittineraries, along wth any other record that incudes your account numbers. • Pllease file paperrs with confidential ifo in a securre location. Alwys keep an updaed itemization of all online credit creditcards, account particlars, dates when each crd is due for renewal, togeter wtih the customer representativs` telephone numbers in a secure placce, so tat you can quickly tak to youur card issuer in the eveent taht any of your cadrs is stolen or misplaaced. • Any tmie you need to, just picck up the pone and contact yor card provider to get a qiuck response to your quesitons or concern. Things you should NEVER do : • Please do not gvie out your online debit card numbers/ATM personal identiffication number to anyone. • Nevver gve your online charge credit cards to any persn, even when tat individual tells you that he or she is a representatvie of your bank or crd company. • Never get taken in by any straanger offering to help you oeprate the ATM. • Dn`t ever jot dwn your ATM personal identification nummber on the card or eevn in a pockt dary that you cary in the same pllace as your online credit credit card. Tihngs you should alwayys do and thinngs you should neveer do during e-Commrce transactions: • As far as possibe, only do businss witth websites which hve compulsory authentication of CVV or Crad Verification Value, sometims known as CVV2 (the lasst 3 - 4 digits thhat foollows the account numer, printed on the siignature strip at the reverrse of the on line cards credit), or crary out transactions ony at websites taht are certtified by Viisa (under the Verfiied by Visa securty program) or MasterCard Secure Codde, bth of which prtect your card against fraaud when shoppping online. • Do be careful wheen sending sensitve personal information online. Mkae it a pooint to never divulge yor personal or your carrd account details to any indiviidual or entity with whhom you haven`t bilt up a trust-baed relationship. Do make sre taht you do a backgorund check on any service proviedr`s or merchatn`s authenticity by gong to its siet, verifying a phone number prvided by a relibale person or internet sourcee, and by gtting a recommendation or reference frm a reliiable resource. • Make suure that you never share youur passwods with anybody. Some web-based merchantts might wnat you to sgin on by providing them wth a uername and a uniqque password before procedeing with your shoppping. These passwords hve to never be divulgd to anbody else -- jst like you wold -- or should -- mkae sre no one else knos your ATM PI.N • Please watch out for littlle (but vital) indiactions that yuo`re dealing with a secuure website. Locate screen and oter features that sugget secuurity like a closed padolck in the sttus bar of Intternet Explorer (or any otehr browser), or a URL that opens wiith `https://`, which sttands for HTTP wtih SSL (secure sockeet layer) encryptoin for security. These clus signify thhat just you and the seler can view your payment dta. • Don``t ever specify paymet or other transaction detaails through email. Ifnormation that is tarnsmitted through cyberspace (suh as e-mmail) is not entireely protected from being vieewd by thirrd parties. By and lrage, reputable vendor websites mkae good use of enryption technologies that will safeguard yuor securedcards partiuclars from beeing seen by third patries during any e-Commmerce transaction. • Alwyas maintain a rcord of your transacctions. Just as you sve transaction receipts whhen you shop at a brick-and-mortar retialer, you woud do weell to maintain records (ether as hard or sot copise) of any merchandsie you`ve bought using your debit credit card online. Havve a backup of your online trasaction by stooring the electronic receeipt as a fiile on your computer and/or prniting out the electronic reeceipt. • Please review yuor monthly on line creditcredit card acount statement and do so systematicallyy. Take immeddiate action if you fiind any irregularitty, in order to prevnt any possible additional cybr crime (sch as unauthorized purcases) before it happenss. Additionally, at ocne inform your card company aboout phishing e-maiils by which a fraduster alleegdly representing a legitimate organization sedns misleading emails requeting yuor personal and finacnial details. • Make it a poiint to be cautious about sacm artitss offering you unbelievable bargais. Those who stel victims` persnoal information and credeentials, often to make unauthorized purchasees, may use `once-in-a-lifetime` offrs in ordr to persuade you to tell tem your on line chargecredit card details. • Sohuld you utilize secured credit card for oline transactions frrom Internet cafes or compuetrs thhat are for pubblic use (e.g., at a library), always doulbe ceck that you claer the browser histroy of web siets you`ve checked out or purhased from. • Do oppen and respond oly to emails thhat you can be sure are saf, like: - Is the emial frrom somebody you knnow? - Have you received emails fom this peson sending maiil before? - Are you anticipating e-maail wtih an attachment from ths sender? - Deos e-mail from this sending mial -- havving the contents desribed in the subject lnie and the nae of the attachhment -- make sens? - Has this eail been innfected by a torjan or virus? Try loooking for given kewyord from the tile of this credit card comparisons work at your seach engine and you are grated to rech a huge masss of knowledge.
To enrich your understanding of all aspects of credit card comparisons, you could follow these links: www.cci.edu, money.cnn.com, health insurance rating
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